Tensions within the XRP community intensified after a critical post aimed at Ripple CEO Brad Garlinghouse and CTO Emeritus David Schwartz. The commentator, Fiduciary Ledger 17, accused Ripple’s leadership of favoring RLUSD and institutional products over XRP’s economic importance, without providing evidence of price manipulation. Ripple has nevertheless announced partnerships with Coinbase, Robinhood, BNY and Standard Chartered, while RLUSD expanded rapidly, but XRP was trading 66% below its all-time high reached in July of the previous year. At Swell 2026, Garlinghouse reiterated that XRP is Ripple’s North Star while acknowledging that the token, fiat currency or RLUSD may be more suitable for different use cases.
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