In the United States, 22% of adults have owned or used cryptocurrencies, compared with 18% in 2025, but only 13% have used them during the past 12 months. An Ipsos survey of 1,545 adults found that curiosity motivates 34% of current and former holders, while long-term investment and short-term speculation account for 25% and 18%, respectively. Distrust of platforms is limiting adoption: only 4% have high confidence in centralized exchanges and 5% in decentralized platforms, compared with 42% for banks and 48% for credit unions. Decentralized finance remains largely unfamiliar, with 92% of Americans knowing little or nothing about it, while stricter federal regulation produces only a slight increase in willingness to try it. The results reveal a paradox between Americans’ desire to have greater control over their money and the difficulty of cryptocurrency solutions in gaining their trust.
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