The Social Security cost-of-living adjustment for 2027 is estimated between 3.5% and 3.6%, the highest level in three years. This projection is based on official inflation data released Friday, with the CPI-W rising 3.5% over the past 12 months. About 75 million Social Security and Supplemental Security Income beneficiaries received a 2.8% increase in 2026. If confirmed, average monthly benefits would rise by $67.90 to $75 according to independent organizations. The official announcement for the 2027 COLA will come in October after one more month of inflation data is factored in.
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