David Schwartz, CTO Emeritus of Ripple and developer of the XRP Ledger, expressed optimism about the future of decentralized finance in 2027. He highlighted that tokenization is truly taking off and regulatory hurdles are beginning to fall. Schwartz estimated that a massive new market could form around blockchain finance applications, comparable to the user bases of Android or iOS. He also floated the idea of using AI agents to manage finances for everyday people, wondering how DeFi should adapt to this paradigm shift.
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