Ripple and Privy are now enabling developers to embed XRP Ledger wallets directly into their applications through Stripe-owned Privy’s platform. The integration supports XRP, Ripple’s RLUSD stablecoin, AI agent payments and the x402 protocol. Users no longer need to write down seed phrases or install browser extensions: a simple email or social login automatically creates a functional wallet. Privy claims between 75 and 120 million accounts across more than 1,000 developer teams, with monthly transaction volumes in the billions. The XRP Ledger recorded over 11 million AI agent-related transactions, a segment this partnership aims to capture by offering wallets with built-in policy controls.
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