Microsoft Copilot AI predicts XRP could reach $5 to $8 by end of 2026, representing a 5-8x increase from current levels. The bullish case rests on four pillars: ETF inflows exceeding $2 billion, US regulatory clarity through the CLARITY Act, Ripple’s Japan expansion with the RLUSD stablecoin, and expanding asset tokenization on the XRP Ledger. XRP currently trades around $1.07, well below the $2.40 peak reached in January. In a bear case, XRP would be confined to the $0.85 to $1.50 range. The base case projects XRP trading between $2.50 and $4.50.
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