HSBC and Ant Digital Technologies have tested a system enabling AI agents to access digital services and make micropayments using tokenized bank deposits. Transactions were settled in real time on a blockchain testnet. The test combined HSBC’s Tokenised Deposit Service with Ant Digital’s Anvita Flow network and Jovay Testnet. Micropayments are defined as transactions typically under $2. The companies say this was solely technical verification and does not represent a commercial launch.
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