The government plans an exceptional 17% levy on forgotten savings transferred to the Caisse des dépôts, expecting to recover 1.4 billion euros in 2027 from a base of approximately 8.2 billion euros. This measure concerns dormant bank accounts, savings accounts, and life insurance contracts, but funds remain recoverable by their owners or heirs with interest. In contrast, self-custodied bitcoins are beyond the reach of both the taxman and the owner themselves if access keys are lost. Cryptos deposited on platforms are not subject to transfer to the Caisse des dépôts and therefore escape this levy.
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Disclaimer: this content is for information purposes only and is not financial advice. Cryptocurrencies are highly volatile: you may lose all of your capital. Always do your own research. Legal notice
