Cross River Bank announced a strategic partnership with Ripple on October 15, 2026, to integrate RLUSD, Ripple’s USD-backed stablecoin, into its proprietary Core Operating System. Fintech partners can now access this alternate payment rail through a single API, alongside ACH and wire transfers. RLUSD, which launched in December 2024 under a New York trust company charter, now has a market capitalization exceeding $2.5 billion, with more than $1 billion issued on the XRP Ledger. Transactions on this blockchain settle in 3 to 5 seconds at nearly zero cost, with over $1.3 trillion in total value settled to date.
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