The article warns investors about buying 30-year bonds in the current rate environment. The author emphasizes the importance of checking bond fund duration, which reveals hidden risks in retirement accounts. Whether readers are already retired or planning to retire, they likely own bonds considered the « safer » part of a portfolio. Bonds serve as ballast, meant to remain stable regardless of stock market fluctuations. The author advises carefully examining duration before committing to long-term bond investments.
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