On November 5, BitPay launched an in-wallet cryptocurrency purchase flow developed with MoonPay that accepts Apple Pay, Google Pay, payment cards and SEPA. The feature is offered in more than 100 countries, subject to the payment methods, assets and regulatory rules available in each market. The streamlined journey reduces interface steps but does not eliminate identity checks, spending limits, bank declines or transaction fees. BitPay says the update only affects how users pay and does not change blockchain consensus rules or the distinction between payment and custody. Buyers should still review the total conversion cost, private-key custody arrangements, fees, availability times and applicable protections before confirming a transaction.
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