Perplexity AI, used by Aravind Sviniras, estimates in a highly bullish scenario that XRP could reach between $18 and $35 by January 1, 2027, and potentially exceed $50 if institutional adoption materializes. The token currently trades around $1.08–$1.11 after failing to reclaim $1.20–$1.30, while a sustained move above $1.30–$1.40 would technically confirm a trend change and open a path toward the previous cycle high near $3.65. The speculative catalyst would involve major banks, an international messaging network and central bank digital currency pilots designating the XRP Ledger as a preferred settlement rail, which could force institutions to hold substantial XRP balances as collateral and working capital. Ripple’s progress includes roughly $900 million in annualized product revenue, institutional custody and settlement integrations, and RLUSD’s market capitalization reaching approximately $2.6 billion, although the article also promotes the presale of Bitcoin Hyper and its $33.2 million in reported fundraising.
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