According to Visas Money Travels 2026 report, U.S. willingness to use stablecoins for international transfers rises from 36% to 56% when paired with hypothetical bank-level fraud protection and deposit insurance. However, 56% of Americans have never heard of stablecoins, and many wrongly assume they fluctuate like Bitcoin. Trust in the provider matters as well: 61% of Americans would trust a traditional bank and 60% a global payment network for digital currency services. BlackRock estimates stablecoin market cap above $300 billion, with more than $11 trillion in adjusted transaction volume last year.
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