Ripple spent over $150 million clarifying legal questions related to its SEC lawsuit. The company submitted an SEC comment letter on October 20, 2026, supporting clearer rules for crypto assets. The SEC’s proposed framework includes two fundraising tiers: up to $20 million per year for Tier 1 and up to $75 million per year for Tier 2. In Q2 2026, venture capital funding for crypto startups totaled approximately $5.6 billion across 384 deals, with domestic U.S. entities receiving 73.5% of total capital. Ripple argues that inconsistent enforcement has pushed innovation offshore and that clearer rules could restore confidence in U.S. crypto markets.
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