Visa has moved USDC prefunding for Visa Direct into commercial production, enabling payment providers working with Inyo Global to fund cross-border payouts using USDC 24/7 through their existing API connections. This integration allows providers to bypass traditional banking cutoff hours to replenish their prefunding balances in near real time. Inyo Global, the first processor to integrate this capability, serves over 180 countries and handles compliance through its InyoX structure. The commercial launch, announced on October 15, 2026, marks the transition from pilots begun in 2025 to a full-scale product within Visa’s payment network.
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