There is still time to reach financial goals in 2026. CNBC Select recommends several tools to build a savings plan: budgeting apps Monarch and YNAB, subscription cancellation service Rocket Money, and high-yield savings accounts from Marcus by Goldman Sachs (3.40% APY) and Live Oak Bank (4.00% APY). Experts advise setting realistic goals such as building a one-month emergency fund or saving an extra $1,000, reviewing income and expenses, and setting up automatic transfers to maintain savings discipline.
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