Serious credit card delinquencies among Americans aged 18 to 29 rose 10.1% in the second quarter of 2026, the highest since Q1 2025. The same stress is showing up in older age groups, with 90-plus-day delinquency rates reaching 6.3% for those 70 and over and 6.4% for 50- to 59-year-olds, multi-year highs. Crypto analysts view this household credit deterioration as a risk-off signal for Bitcoin, arguing it could weigh on risk assets. Bitcoin was trading near $84,000, down nearly 3% in the last seven days but up about 6% over one month, while remaining approximately 34% below its all-time high of just over $126,000.
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