Robinhood has added the MORPHO token to its trading platform, giving its large retail user base direct access to one of the most prominent decentralized lending protocols. In July 2026, Morpho became the lending infrastructure powering Robinhood Earn, a self-custody yield product targeting approximately 7% APY for US customers. The protocol has reported over $11 billion in deposits and generated millions in fees, with over $500 million flowing into the Robinhood Chain within one month. Standard Chartered has reportedly projected a bullish outlook on MORPHO, while the product includes insurance against specific risks through partnerships with Lloyd’s of London and RELM.
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