The Office of the Comptroller of the Currency granted final approval to Ripple National Trust Bank, following a conditional approval obtained in December 2025. The national trust bank will manage segregated reserves for the RLUSD stablecoin, serve as collateral trustee and provide fiduciary digital asset custody services. RLUSD, issued by Standard Custody & Trust Company under New York regulation, has reached a $2.5 billion market capitalization since its launch in December 2024. Ahead of the Ripple Swell conference, scheduled for October 27-29 in New York with more than 1,500 attendees, U.S. XRP ETFs have recorded $1.8 billion in cumulative net inflows and $1.48 billion in total net assets, while analyst Javon Marks has set a $15 target based on XRP’s 2,872% rally in 2017.
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