US household net worth reached an all-time high of approximately $196 trillion in Q2 2026, surging by $12.8 trillion in a single quarter after a mere $113 billion gain in the previous quarter. Equity holdings alone jumped roughly $10.7 trillion, with the S&P 500 climbing 14.9% and the Nasdaq rising 21.4%. The concentration of this wealth remains extreme, with the top 10% of households controlling approximately 87% of all equity holdings and the top 1% holding more than half of total household wealth. The ratio of net worth to disposable personal income hit a record 828%.
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