SoFi Technologies raised its full-year outlook for 2026 and introduced its 2027 forecast after reporting record third-quarter results driven by lending growth and increased adoption of its financial products. Adjusted net revenue rose 44% year over year to approximately $1.4 billion, adjusted EBITDA increased 70% to nearly $470 million, and net income climbed 73% to $241 million. Membership exceeded 17 million, up 35% year over year, while the total number of products increased 44%. For 2026, SoFi now forecasts adjusted net revenue of $5.04 billion, adjusted EBITDA of $1.66 billion, and net income of $840 million; for 2027, it projects revenue of $6.4 billion and net income of $1.28 billion. The company is also expanding its crypto activities, including stablecoin payment infrastructure, and aims to reach 100 million products by 2030.
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