Kraken launched its Unified Wallet for European Economic Area users on October 16, 2026. This feature, which requires manual activation on Kraken Pro, combines spot, margin, Earn and futures balances into a single wallet. The default cross-margin mode exposes the entire eligible balance to losses from futures positions. USDT and DAI cannot serve as collateral for EEA users, with a zero percent value applied. To revert to separate wallets, users must first close all open positions and active orders.
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