Flare Networks launched the Flare Smart Accounts (FSA) v1.3 update on July 28, 2026, enabling XRP holders to mint FXRP and deposit it into yield vaults with a single signature, without requiring bridging or an EVM wallet. FXRP deployed in DeFi grew from 82 million to 144 million since February 2026, representing approximately 75% growth over five months. Over 40 million XRP currently earns yield through integrated wallets such as Xaman and D’CENT. Monarq targets 3-4% APY and Clearstar has deployed over 33 million FXRP across lending and liquidity protocols.
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