American bank Cross River announced on October 15 the integration of Ripple’s RLUSD stablecoin into its Core Operating System, with XRP Ledger support. This integration aims to give fintech customers access to blockchain settlement alongside traditional payment systems like ACH and wire transfers. Transactions on the XRP Ledger are designed to settle in approximately three to five seconds at costs representing a fraction of a cent. For Ripple, this partnership provides RLUSD with another pathway into regulated banking workflows, particularly for cross-border payments, merchant settlement, and treasury transfers.
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