C2FO and Ripple announced an initiative called Instant Pay that will use the XRP Ledger and the RLUSD stablecoin to settle financing tied to approved supplier invoices. The program keeps contractual payment terms intact while allowing capital providers to accelerate payments, with settlement completed in roughly three to five seconds according to Ripple. C2FO says its historical Early Pay programs have enabled more than 520 billion dollars in accelerated working capital, but that figure does not reflect Instant Pay usage. No adoption volumes, fee details or universal availability have been disclosed, and interested firms are currently only joining a waitlist. Deployment will still need to be confirmed through customer pilots and measurable evidence of real transaction volume.
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