The FHFA ordered Fannie Mae and Freddie Mac to consider cryptocurrency in mortgage risk assessments, requiring risk-mitigation measures for crypto volatility and board approval before review. Other US lenders like Newrez announced in January they would recognize certain cryptocurrency holdings for mortgage applications starting in February, including for home purchases and refinancing. The median sales price of a new US home was about $400,000 in 2026, according to the US Census Bureau and Department of Housing and Urban Development, remaining historically elevated despite a decline since 2022.
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