Arf, a Swiss-regulated working capital provider, has partnered with Ripple to supply RLUSD settlement liquidity to licensed cross-border payment companies on the XRP Ledger. These firms will be able to borrow funds for one to five days to complete transactions without pre-funding recipient accounts, then repay once their own funds arrive. The rollout, announced on October 22, 2026, will begin with direct RLUSD provision on the XRP Ledger, followed by integration with its native lending features. Arf reports processing approximately $10 billion in annual settlement volume, with a 0% default rate across more than 1,400 days of operations.
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