AI agents have become the primary driver of transaction activity on the XRP Ledger. Daily settlements reached 600,000 to 700,000 transactions between September and October, with total volume exceeding 13.94 million transactions and 169 active merchants. Heurist Inference Router dominates the network with 9,973,942 transactions, followed by AskSurf (863,012), Heurist Mesh (512,623), LucyOS (400,663) and ClawBank (137,836). t54 Labs raised $5 million in a seed round with direct participation from Ripple and Franklin Templeton, and was selected for the Mastercard Start Path accelerator program. The project also launched a Trust Layer system based on the X402 standard to help enterprises manage risks associated with autonomous agents.
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