t54.ai’s x402 Facilitator, which connects AI agents to payments on the XRP Ledger, has processed more than 10 million transactions, with XRPL Foundation’s interviewer putting the figure at 11.7 million. According to Chandler Fang, these payments ramped up sharply within three months, with more than 200 merchants already on the network. Agents typically use XRP or the RLUSD stablecoin to settle individual compute tasks costing about $0.50 or $1, rather than paying $20 to $200 per month for an AI subscription. t54.ai is working with Mastercard on a risk-management program based on the Verifiable Intent protocol, while discussions involving Ripple and Mastercard are underway regarding a three-way collaboration.
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