OpenAI introduced a wallet that lets AI agents make purchases on behalf of users directly within ChatGPT, in partnership with American Express, Mastercard and Visa. Transactions are authorized through biometric verification, while payment networks generate tokenized card credentials to conceal users’ actual card details from merchants and AI agents. The service is rolling out to ChatGPT Pro subscribers in the US with eligible US-issued cards, and OpenAI eventually plans to support purchases within preset limits without requiring approval for each transaction. Juniper Research estimates that global agentic commerce transactions will reach $1.5 trillion by 2030, up from $8 billion in 2026.
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