CNBC Select selected high-yield savings accounts based on their annual interest rates, fees, access requirements, and customer experience. Axos ONE stands out with a promotional rate of up to 5.00% for six months, while SoFi Checking and Savings offers up to 4.40% and a $400 bonus subject to deposit requirements. Other options include CIT Bank Platinum Savings at 4.25% for six months, Happen Bank LevelUp Savings at 4.20% with monthly deposits of $250, and Wealthfront, which can reach 4.55% during the first three months. Standard rates, minimum deposits, bonuses, FDIC insurance, withdrawals, and access to banking networks vary considerably among the institutions.
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