Visa reported more than 160 stablecoin-linked card programs as of October 1, with payment volume up nearly 200% from the previous year. Companies like Bridge (acquired by Stripe in 2025), Wirex, and Rain provide the infrastructure behind these cards and generate revenue from payment fees, currency conversion, settlement financing, and subscriptions. Wirex processes over $200 million in monthly spending through programs using its platform. For customers, potential savings depend on their situation: freelancers paid in stablecoins can avoid transfer fees through an exchange and local bank, but conversion spreads, card fees, and exchange rates can reduce this advantage for other users.
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