Visa’s Money Travels 2026 study found that 36% of U.S. respondents would consider using stablecoins in a base scenario, a figure that rises to 56% when hypothetical bank-level fraud protection and deposit insurance are added. The study covered 2,192 U.S. adults and more than 45,000 people across 20 markets. The findings suggest that trust and consumer protection represent a bigger barrier to mainstream stablecoin adoption than the underlying technology. Among U.S. respondents, 45% would accept a 24-hour delay in exchange for better fraud protection.
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