ChatGPT AI predicts XRP will reach between $2.20 and $3.00 by the end of 2026, with $2.50 as the realistic base case. This forecast is supported by technical upgrades to the Ripple blockchain, including XRPL 3.3.0 introducing atomic transactions, permission delegation, and confidential token transfers. Ripple has also invested in ZILO and Licuido for tokenized issuance and collateral mobility, while FXRP was approved as collateral for a $280 million RLUSD lending market on Morpho. XRP currently trades around $1.39, down 1.5% over the past 24 hours, with support at $1.35 and resistance at $1.42. The bear case envisions a drop to $0.90-$1.00 if the $1.20 support level fails to hold.
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