ChatGPT AI predicts XRP will reach between $2.20 and $3.00 by the end of 2026, with $2.50 as the realistic base case. XRPL 3.3.0 upgrades introduce atomic transactions and permission delegation, while Ripple invests in ZILO and Licuido for tokenized issuance. FXRP has been approved as collateral for a $280 million RLUSD lending market on Morpho. XRP currently trades around $1.45, with key support at $1.20: a break below would expose the asset to the $0.90 to $1.00 zone.
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