Chinese AI KIMI forecasts XRP will reach between $1.60 and $2.20 by the end of 2026, with a base case of $1.85. This prediction rests on three key catalysts: the OCC’s conditional trust bank approval for Ripple on August 10, 2026, the RLUSD stablecoin launch in Japan on June 24 via SBI VC Trade following JFSA clearance, and a 57% collapse in exchange balances to approximately 1.5 billion tokens, the lowest level since 2017. ETF inflows absorbed another 750 million tokens, creating a supply squeeze that amplifies the impact of any moderate buying. If the CLARITY Act stalls in Congress and the SEC resumes enforcement actions, XRP could retest the $0.85 to $0.95 zone.
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