Momentum for the Clarity Act, a key U.S. crypto bill aimed at splitting regulatory oversight between the SEC and the CFTC, is fading both on Capitol Hill and within the crypto community. The legislation, approved by the House in July 2025 and passed by the Senate Banking Committee, remains stalled without a scheduled Senate floor vote. Unresolved disputes over stablecoin yields, ethics rules, and DeFi developer liability are hindering its progress. Market probabilities now estimate a 31.5% chance of the bill being signed into law in 2026, down from 38% twenty-four hours earlier. Senate Majority Leader Chuck Schumer and Senate Banking Committee Chairman Tim Scott hold critical roles in scheduling a full Senate vote.
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