Visa is combining its settlement data with blockchain lending tools to help stablecoin-linked card programs and fintechs obtain working capital. Stablecoin settlement volume has exceeded a $20 billion annualized rate. The financing model with Credit Coop has supported more than $2.5 billion in cumulative settlement volume since 2023, with zero defaults. Onchain lending protocols have processed more than $694 billion in stablecoin loans since 2020.
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