In 2026, Finst leads the ranking with over 400 USDC pairs and 0.15% fees per transaction, followed by OKX (265 pairs), Coinbase (237 pairs), Kraken (48 pairs) and Bitpanda (over 100 pairs). The main fiscal advantage of trading in stablecoins lies in the tax deferral: exchanging cryptocurrency for USDC, a crypto-to-crypto operation, does not trigger the 31.4% flat tax, unlike selling for euros. Since July 1, 2026, only MiCA-licensed platforms can serve French clients, excluding actors such as Binance or Bitget. USDC has become the reference stablecoin in Europe under MiCA, while USDT is progressively restricted or removed on regulated platforms.
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