Microsoft Copilot AI predicts XRP could reach between $5 and $8 by the end of 2026, versus approximately $1.06 currently, down 0.50%. The identified bullish factors include regulatory approval from the SEC and CFTC, massive institutional ETF inflows led by BlackRock, and Ripple’s business expansion notably in Japan with the RLUSD stablecoin and tokenization partnerships with Archax. The bearish scenario forecasts a maintenance within a $0.85 to $1.50 range if the CLARITY Act fails, with a sell wall at $1.44 acting as the ceiling. XRP must break above the $1.44 level, which it has not closed above since May, for the bullish scenario to materialize.
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