Meta AI estimates XRP is undervalued at $1.01 and predicts a price between $7 and $9 by end of 2027, with an optimistic scenario reaching $12 to $15. Ripple settled its SEC case for $125 million in August 2025, confirming that retail XRP sales are not securities. Six spot XRP ETFs have been filed with projections of $5B to $8B in first-year inflows. Ripple has also applied for a U.S. national bank charter and a Fed Master Account to hold its RLUSD stablecoin reserves directly at the Fed, backed by BNY Mellon.
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