The U.S. Congress passed the 21st Century ROAD to Housing Act, a bipartisan law restricting large institutional investors’ ownership of single-family homes and imposing new reporting requirements. These investors, defined as entities owning more than 350 single-family homes, own just 0.7% of America’s 92 million single-family homes and only 5% of the 14 million rental homes nationwide, according to John Burns Research and Consulting. The research firm concludes the bill could decrease new construction, increase rents, and drive up home prices, even as multifamily apartment rents are already declining by 1.7% year-over-year as of February 2026. In contrast, single-family rents, the exact asset class targeted by the legislation, were rising in 49 of the 50 largest U.S. metro areas by March 2026, worsening the already heavier rent burden facing Generation Z renters compared to prior generations.
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